REALTOR® Laura Sellers, Auburn, AL
Everything you need to know about buying or selling a home or condo in the Auburn-Opelika, AL area!
Your Ultimate Guide to Getting Pre-Approved for a Mortgage Want to stand out in a competitive housing market? Getting pre-approved for a mortgage is the key to showing sellers you’re serious and ready to buy. Here’s how to make this critical step simple and stress-free. Buying a home is exciting, but without a mortgage pre-approval, […]
How to Save for a Down Payment: A Step-by-Step Guide Saving for a down payment can feel overwhelming, but with the right plan, you can achieve your homeownership goals! Here’s how to get started. One of the biggest steps toward homeownership is saving for a down payment. While it may seem daunting, breaking it down […]
Understanding Capital Gains Tax When Selling a Home in Auburn-Opelika, AL Selling your home? Don’t let unexpected taxes catch you off guard! Here’s what every seller in Auburn-Opelika needs to know about capital gains tax—and how to maximize your profits. What is Capital Gains Tax? When you sell a home for more than you paid […]
Pros and Cons of Adjustable-Rate Mortgages: Is It Right for You? Thinking about an Adjustable-Rate Mortgage (ARM)? Understanding the benefits and potential risks can help you decide if it’s the right fit for your financial goals. An Adjustable-Rate Mortgage (ARM) can offer flexibility, but it comes with its own set of pros and cons. Here’s […]
Understanding the Home Appraisal Process: A Guide for Buyers and Sellers Navigating the home-buying process? The appraisal is a critical step to ensure you’re making a sound investment. Here’s what you need to know to breeze through it! What is a Home Appraisal? A home appraisal is a professional assessment of a property’s market value, […]
🏡 Your Home-Buying Questions Answered: Ask a Realtor Anything! Are you a first-time homebuyer or new to the real estate journey? 🤔 From how to get a preapproval letter to finding the perfect mortgage lender or choosing the right house, navigating the home-buying process can feel overwhelming. That’s why I want to hear from YOU! […]
Don’t Overextend Yourself: Smart Advice for First-Time (and Any!) Homebuyers Buying a home is an exciting milestone, but it’s crucial to avoid a common pitfall that can turn your dream into a nightmare: overextending your budget. Just because you qualify for a certain loan amount doesn’t mean you should borrow it. Let me explain why […]
Why Can Two Appraisers Value the Same Property Differently? It can be frustrating when two appraisers provide different valuations for the same property. But there are several factors that can explain these differences. For example, the timing of the appraisal is crucial. A property appraisal from several months ago may no longer be accurate due […]
Struggling to Afford a Home? Here’s What You Need to Know! In today’s market, the classic “30% rule” for housing costs just doesn’t cut it anymore. Home prices are soaring, making it nearly impossible for many first-time buyers to stay within that guideline. With the average home price at $439,000, potential monthly costs can easily […]
Unlocking the Power of Your Home Equity As a homeowner, one of the most valuable assets you can leverage is the equity you’ve built in your home. Whether you’re considering home improvements, funding education, or handling unexpected expenses, tapping into your home’s equity is a smart financial move. But how exactly can you access it? […]
