REALTOR® Laura Sellers, Auburn, AL
Everything you need to know about buying or selling a home or condo in the Auburn-Opelika, AL area!
How Interest Rates Affect Your Mortgage: What You Need to Know Interest rates play a significant role in determining the affordability of your mortgage. Understanding how they impact your monthly payments and long-term financial goals is essential for any homebuyer. Interest rates can have a big impact on your mortgage, affecting both your monthly payments […]
Mortgage Rate Relief in 2024: A Welcome Change for Homebuyers Mortgage rates are expected to stabilize and even decrease slightly in 2024 after a period of volatility. While they won’t return to the historic lows we saw in 2021, the decline from their 2023 peaks may open up new possibilities for buyers who have been […]
The Impact of Fed Rate Cuts on the Housing Market The Federal Reserve is expected to cut interest rates in 2024, which could have significant implications for the housing market. Lower interest rates typically lead to reduced mortgage rates, making home loans more affordable. This is great news for potential homebuyers, as lower borrowing costs […]
How to Buy a House: Your Top Questions Answered Thinking about buying a home? You’re not alone—many people ask me the same questions: How do I save for a deposit? How much can I borrow? When is the right time to buy? Let’s break it down. Saving for a Deposit: Start by setting a clear […]
Are you holding out for a real estate market crash before you buy a home? You might be waiting forever—and missing out on great opportunities right now! If you’re waiting for the market to crash before buying a home, you could be stuck waiting indefinitely. I’ve been a realtor since 2008, and I remember when […]
Slash Your Mortgage Rate Now: 4 Steps to Save Big! Tired of waiting for lower mortgage rates? You don’t have to sit on the sidelines! With a few smart moves, you can cut your mortgage rate by up to 1.5%, potentially saving $400 a month or $4,800 annually on a $500,000 home. Ready to learn […]
Mortgage Rates Hit Lowest Level Since May 2023: What It Means for You Mortgage rates have just hit their lowest point since May 2023, dropping to 6.47% for a 30-year mortgage. This decline comes as 10-year Treasury yields fell into the 3.7% – 4% range, driven by positive inflation readings and lower-than-expected employment numbers. With […]
