How to Buy a House: Your Top Questions Answered Thinking about buying a home? You’re not alone—many people ask me the same questions: How do I save for a deposit? How much can I borrow? When is the right time to buy? Let’s break it down. Saving for a Deposit: Start by setting a clear […]
Navigating Home Ownership Costs: Understanding Down Payments and More
Navigating Home Ownership Costs: Understanding Down Payments and More Embarking on the journey to homeownership involves understanding the financial landscape, and one of the crucial aspects is the down payment. As a seasoned realtor, I’m here to demystify this vital component and guide you through the process. A down payment is a lump sum payment […]
What You Need to Know About the Mortgage That Skirts the 20% Down Payment
You don’t really have to put 20% down on a house (and with home prices so high these days, who can afford that?), but if you don’t, you have to pay for private mortgage insurance, which can be a costly add-on to your monthly bill. So one way or another, you’ll pay. But there’s a […]