When you are ready to start looking for your new home it is very important to obtain a pre-approval letter BEFORE you start looking at any houses. A mortgage pre-approval allows you to make an offer with confidence and shows that you’re a serious buyer with the means to purchase a seller’s home. Many real estate agents won’t even allow homebuyers to tour their listing if the buyers don’t show up with a pre-approval letter from a reputable mortgage lender. Getting a mortgage preapproval before looking for homes doesn’t just give you confidence. Knowing your qualifications have been checked in advance also gives a seller comfort when dealing with you. They know your offer isn’t likely to fall through if everything has been verified by an underwriting team. Getting pre-approved before you begin house hunting allows you to know how much house you can realistically afford. Knowing this narrows down the options and makes the selection process more efficient. Getting pre-approved before you begin house hunting allows you to know how much house you can realistically afford. Knowing this narrows down the options and makes the selection process more efficient.
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