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REALTOR® Laura Sellers, Auburn, ALREALTOR® Laura Sellers, Auburn, AL

Everything you need to know about buying or selling a home or condo in the Auburn-Opelika, AL area!

LauraSellers01@Gmail.com
334-332-7263 Direct

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How to Buy a House: Your Top Questions Answered

How to Buy a House: Your Top Questions Answered

Thinking about buying a home? You’re not alone—many people ask me the same questions: How do I save for a deposit? How much can I borrow? When is the right time to buy? Let’s break it down.

  1. Saving for a Deposit: Start by setting a clear savings goal. Most lenders require at least 3-5% down, but putting 20% down can save you on mortgage insurance. Consider automating your savings or cutting back on non-essentials to build your deposit faster.
  2. How Much to Borrow: Before house-hunting, get pre-approved for a mortgage. This helps you understand what you can afford and keeps your budget in check. Aim to spend no more than 30% of your income on mortgage payments.
  3. When to Buy: Timing the market is tough, so the best time to buy is when you’re financially ready. Keep in mind interest rates, but don’t let fear of missing out rush your decision.

Ready to start your home-buying journey? I’m here to guide you every step of the way, from saving your deposit to moving into your dream home. Contact me for personalized advice, and let’s make it happen!

#HomeBuyingTips #bhhs #RealEstateAdvice #FirstTimeHomebuyer #DepositSaving #BuyWithConfidence #RealtorAdvice #FollowForMore

Make sure to follow me for more tips on buying and selling homes!

author avatar
Laura Sellers
EXPERT IN AUBURN-OPELIKA, AL REAL ESTATE SERVICES If you are buying or selling property in the Auburn - Opelika, AL area, I will provide you with the service that you need. I work at the #1 real estate company in Auburn's #1 office. Please contact me today!
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Posted in: Uncategorized Tagged: down payment, home buying, homes for sale near me, interest rates, mortgage, pre approved, realtor advice

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REALTOR® Laura Sellers, Auburn, AL

334-332-7263 Direct
LauraSellers01@Gmail.com



1810 E Glenn Ave., Suite 100
Auburn, AL 36830



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