You are excited about the idea of buying a new home in the Auburn – Opelika area and if you are a first time home owner you may be wondering what the first step to take when buying a home. The first step to take when buying a new home unless you are paying cash for it is to obtain a pre-approval letter that will allow you to get a mortgage. With all the people, paperwork and time-intensive steps involved, getting a mortgage can be a harrowing proposition. But if you take the time to understand the home buying process and come to it with a strong sense of your own finances, you can run the mortgage obstacle course without a scratch.
Get ready to go from homebuyer to homeowner. Here’s how to get a mortgage:
- Examine whether you’re financially ready to buy a home.
- Get preapproved for a mortgage.
- Choose the right mortgage.
- Find the right lender.
- Submit the application.
- Get officially approved.
- Prepare for the closing process.
- Close on the home.
For all of your real estate needs in the Auburn-Opelika area please contact me at (334) 332-7263 or email me at LauraSellers01@Gmail.com or visit my website. I look forward to helping you find the home of your dreams or sell your existing home.