If you are planning on buying a home in Auburn or Opelika as a first time home buyer you may be wondering what the first step to take is when buying a house. Your first step is to get pre-approved. After you obtain pre-approval then you can work towards finding your dream home.
Pre-qualification by a lender will help you determine the amount of mortgage you can afford, through an analysis that considers your income, debt, credit history and savings. After that, when you actually are ready to start making offers on homes for sale, you can seek preapproval from the lender of your choice (this is important because sellers and agents will be more likely to accept an offer if a potential buyer is already preapproved).
Knowing how much the bank is willing to lend and how much you can afford will give you peace of mind and set you on the right course to purchasing your new home.
For all of your real estate needs in the Auburn-Opelika area please contact me at (334) 332-7263 or email me at LauraSellers01@Gmail.com or visit my website. I look forward to helping you buy the home of your dreams or sell your existing home. Search for Auburn homes for sale or Search for Opelika homes for sale here.